God's Ten Commandments 
Bible Study - Moral Law
The 10 Commandments Click For: Products and Gifts of the 10 Commandments
Car Tags, Car Magnets, Yard Signs, & More!
News - Current events
Current News on the Issues From Covenant News
10 Commandments
Links and More Resources
Covenant Book
The 7 Deadly Sins of the Bible

Christian View of Life Insurance: Is it A Lack of Faith?


Ten Commandments

Christian Faith and Life Insurance

Two questions often asked by Christians with regard to life insurance are: “Is insurance scriptural?” and “Does owning insurance reflect a lack of faith?” The answer to both is yes and no.

Insurance is not specifically defined in Scripture; however, the principle of future provision is. Owning insurance does not necessarily reflect a lack of faith in God, though it is increasingly being used as a substitute for faith in God's provision.

However, just as damaging are the secondary effects that insurance is having on our society: those of greed, slothfulness, waste, and fear.
Insurance is neither good nor bad, moral nor immoral. It is a tool that can be used wisely as an asset to Christians and their families, or it can be used unwisely and can become a disaster (that is, using needed current funds, robbing God of His tithe, and attempting to protect families against every conceivable adverse event).

Unfortunately, one of the bad side effects of relying so heavily on insurance to buffer every little problem is that we also buffer God's guidance. Thus, there is a transfer of trust from God to insurance.

Insurance has commonly been misused either to protect families or to profit them when its real purpose is to provide for one's dependents. God's Word teaches provision, not protection. Insurance can be used to provide when a potential loss would be excessive. “A prudent man sees evil and hides himself, the naïve proceed and pay the penalty” (Proverbs 27:12).

If the family's primary wage earner has so much insurance that the family would be better off, financially speaking, after his or her death, the insurance was purchased for protection, which is not biblical. Life insurance needs will vary as family financial goals, needs, and resources change. Nevertheless, a wage earner should have enough life insurance to replace the financial value that he or she provides to the people who are dependent on him or her.

Ten Commandments of God

Is Buying Life Insurance Biblical

I’ve heard it taught that the truly spiritual don’t need insurance.

I read the request in a church bulletin. An old man – a preacher for most of his life – was collecting funds to pay for thousands of dollars in medical bills. He did not have insurance.

I immediately thought to myself that if this man had insurance he would have saved himself and the church a lot of resources that could have been used for other necessary ministries in the church. Since no man knows the future, who can tell him what is to come? (Ecclesiastes 8:7 NIV)

Insurance is not a lack of faith

Insurance would be a lack of faith if Jesus said nothing bad or unfortunate would ever happen to Christians. However, Jesus seems to indicate that we will not fully taste the goodness of God until we are reunited in heaven.

The common argument is that if we trust God we will not need insurance. I think this assumption is flawed because:

Ten Commandments of God

The Christian and life Insurance

The Christian and Life Insurance bring you these Bible verses:

2 Chronicles 6:28-30
28 When famine or plague comes to the land, or blight or mildew, locusts or grasshoppers, or when enemies besiege them in any of their cities, whatever disaster or disease may come,
29 and when a prayer or plea is made by anyone among your people Israel being aware of their afflictions and pains, and spreading out their hands toward this temple
30 then hear from heaven, your dwelling place. Forgive, and deal with everyone according to all they do, since you know their hearts (for you alone know the human heart),

Is Life Insurance the Christian thing to do?




Refrigerator or Car Magnet

10 Commandments
10 Commandments

Click On Image to find out more about these products.

Christian Yard Signs

Yard Sign
Christian Yard Signs


Christian Lapel Pins

Christian lapel pins Christian Lapel Pins


Christian License Plates

Christian License Plates
Christian License Plates


Christian T-Shirts

Christian t-shirts
Christian t-shirts